Philadelphia Car Accident Attorneys

Motor Vehicle Accidents in Philadelphia

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Are you the victim of an automobile accident? Did you suffer serious injuries? If the answer is yes, you may be entitled to recover damages from the responsible party. You need to contact the attorneys at the Motor Vehicle Accident Law Offices of “insert attorney name” in Philadelphia. We will help you obtain a fair settlement in order to cover your injuries, damages and pain and suffering.

Overview

In Philadelphia, automobile accidents are the most common personal injury case in the court system.

National Highway Traffic Safety Administration statistics:
- thousands of people are killed and injured in auto accidents each year
- an auto accident occurs every 10 seconds

Major factors that cause accidents include:
- drunk driving
- reckless driving/speeding
- changing lanes without signaling
- ignoring traffic lights, stop signs
- talking on a cell phone or to a passenger
- driving while tired
- road hazards - construction, potholes
- road conditions – snow, fog, ice

If an accident happens

Call the police immediately – do not leave scene
Call an ambulance if someone is injured
Exchange information with the other driver:
- Name
- Address
- Telephone number
- Driver’s license
- Insurance company name and policy number
Get names and phone numbers of passengers and witnesses
Keep a disposable camera in your car – take photos of injuries, damages
Get a copy of police report
See a doctor even if you have no visible bruises or injuries
Contact one of our attorneys

Uninsured/Underinsured Insurance

Many drivers in Philadelphia do not have liability insurance or not enough liability insurance to cover injuries and damages they may cause in an auto accident.
If you have “Uninsured or Underinsured” liability insurance on your own policy, you will be covered for injuries and/or damages caused by the negligence of another driver.

Personal Injury

Pennsylvania law states that you must prove legal cause in order to be compensated for damages in a car accident.
You must prove that the defendant’s negligent actions caused you harm, injuries or damages.
Pennsylvania Civil Jury Instructions – the jury is asked to determine if the negligence of the defendant was a “factual cause” of the harm.

Wrongful Death

When someone dies in an auto accident because of the recklessness or negligence of another person.
There is a statute of limitations for filing a lawsuit.
Pennsylvania wrongful death law – the victim’s family is entitled to compensation for damages:
- Medical expenses
- Funeral expenses
- Financial – support, future wages, benefits
- Non-economic damages – emotional support, love, companionship

Pennsylvania No-Fault Law

Your own policy will reimburse you for medical expenses and damages regardless of who is to blame for the car accident.
In Pennsylvania, a driver can choose if he or she wants to purchase no-fault automobile insurance.
An alternative to no-fault insurance is a tort insurance policy.
If you “opt-in”, you cannot sue other drivers and they cannot sue you.
If you “opt-out”, you can sue others and they can sue you.
No-fault system – based on a verbal threshold: cannot inflate medical costs.
You are not covered for
- pain and suffering
- emotional distress
- property damage

Pennsylvania Law

In Philadelphia, you are required to purchase at least minimum insurance coverage:
- $5,000 – for each person for personal injury protection
- $15,000 – for each person for bodily injury liability
- $30,000 – for each accident for bodily injury liability
- $5,000 – for each accident for property damage liability

Conclusion
If you are the victim of another person’s negligence, we can help you fight for your rights. Auto accidents can take a toll on you emotionally and financially. An attorney at the Motor Vehicle Accident Law Offices of “insert attorney name” will help you get a fair settlement.